Short term health insurance plans
in Fayetteville, NC
STM insurance plans provide insurance coverage during life transitions. When you are between group insurance or individual major medical policies. When you need insurance outside of the ACA Annual Enrollment. When you are between jobs and coverage, STM insurance policies pay for covered medical expenses due to unexpected illnesses or injuries. Covered expenses include diagnostic physician visits, emergency room treatment, hospital stays, surgery, intensive care and more, but do not include maternity care or outpatient prescription drugs.
Why Short Term Medical (STM) Insurance?
- Affordable STM insurance policies are affordable. While STM contains limitations when compared to traditional major medical plans, the premium is generally lower. While ACA plans can only vary premiums based on geography, age, tobacco use and number of people covered (single vs. family plan), short-term plans can vary rates due to any number of factors, including health conditions.
- Customizable Select from various benefit levels which best meet your insurance and premium needs. You can also add other coverage such as dental insurance or a discount prescription drug program.
- Convenient Coverage can begin as early as the day following acceptance of your online application. In addition, policy forms and ID cards as well as claims information are available online.
An STM policy may be right for you if you:
- Have missed the open enrollment period and aren’t eligible for special enrollment under the Affordable Care Act (ACA)
- Are waiting for your ACA coverage to start
- Are waiting for health insurance benefits to begin at a new job
- Are looking for coverage to bridge you to Medicare
- Are needing an alternative to COBRA
- Are under age 65
STM policies provide flexible temporary coverage. It is also important that you understand what you’re buying so you can make a fully informed choice for you and your family. We proudly provide health insurance plans for Lumberton, Spring Lake, Wilmington, Sanford, and the entire Fayetteville area.
Address:
211 Westwood Shopping Center
Fayetteville, NC 28314
Agency Email:
Store:
www.bluestorefayettevillenc.com
Phone:
Fax: